UM/UIM accident lawyer in Loris, SC
Why UM/UIM can be the key to recovery
When the at-fault driver has no insurance or too little coverage, uninsured/underinsured motorist benefits can fill the gap. Josephs Law Firm PA reviews your auto policy, explores potential stacking, and coordinates medical documentation so your benefits are positioned correctly. As a UM/UIM accident lawyer in Loris, SC, Trey explains options plainly and keeps communication direct.
If your crash involved a fleeing driver, learn how
hit-and-run accidents interact with UM coverage and why early reporting matters.
Insurance strategy
that keeps the claim moving
- Policy review: limits, stacking eligibility, and coordination with MedPay
- Evidence package: medical records, wage loss, and long-term impact statements
- Negotiation: aligning liability findings with your UM/UIM claim value
- Litigation-ready: if required, we preserve your right to pursue full compensation
If you have open questions about your policy, speak with an auto accident attorney who will analyze coverage and timelines step by step.
Your next steps today
- Gather your policy declarations page and recent premium statements.
- Keep all treatment records and bills in one folder.
- Do not give recorded statements to the other insurer without advice.nt plans.
- Call Josephs Law Firm PA for a policy review and action plan.
For quick answers on eligibility and deadlines, call our office to get started.